For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meet your needs. At Acadia, our services and experience range from helping you find the home that best suits your personalized search criteria to providing financing and down payment options. Looking for that short sale, pre-foreclosure or bank owned deal? We handle those types of transactions as well. And for your convenience, we also provide listings by email, so you're always first to know the latest property listings in your area. At Acadia, we pride ourselves on repeat business and hope you'll come to understand why.
How We Help As Your Agent
Before You Start Looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features (search criteria) you need your new home to have.
- Lender fees including charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees including charges for property insurance, HOA dues, appraisal and inspections such as pest, home, roof and pool inspections.
- Government fees including deed recording and, in some cases, state & local transfer taxes.
- Escrow and interest fees including escrow fees, homeowner's and lender title insurance, loan interest and points, real estate taxes and occasionally private mortgage insurance (PMI).
